Your best bet for fair rates and friendly service. Look for licensed operators like Maybank, Public Bank, or CIMB Bank for worry-free exchanges. Banks offer the security of familiar brands, but their rates and fees might not be as competitive as money changers.

• Plastic Fantastic: Embrace debit and credit cards! Visa and Mastercard are widely accepted, saving you the hassle of carrying cash. Just remember to inform your bank about your travel plans to avoid transaction hold-ups.
• Tech Guru: Download a currency converter app to stay updated on exchange rates and avoid mental math struggles.
• Street Smarts: Steer clear of unlicensed money changers. Stick to reputable establishments to avoid rip-offs.
• Change Wisely: Ask for smaller denominations when paying in cash. Large bills can be tricky to break, especially at smaller shops.